About

About DebtSettlers.co.uk

DebtSettlers.co.uk is an informational website that aims to explain UK debt options, tools and concepts in plain English.

What we aim to do

Our aim is to provide clear, calm and structured information about common UK debt solutions, budgeting approaches and related topics. We focus on general explanations so that you can better understand the language and ideas you may come across when looking at your options.

About the author

Stephen W is a fictional financial and debt publisher who has spent many years researching UK personal finance topics. His goal is to present complex ideas in simple language so readers can make informed decisions. Stephen is not a regulated adviser and does not provide personalised advice, but he enjoys sharing general information about budgeting, debt solutions and credit so people can better understand their options.

What we don't do

We don't provide regulated debt advice, recommend specific solutions for individual people, or assess whether any option is suitable for you. We also don't ask for or store your personal financial details.

Why we talk so much about disclaimers

Decisions about debt and money can have serious long-term effects. We want it to be very clear that anything you read here is general information only. Individual advice should always come from an FCA-regulated adviser or debt charity that can look at your full situation.