What we do
Explain common UK debt options in plain English, compare features, and provide simple tools to help you think about your situation.
General information · UK debt
Clear, calm information about debt options in the UK.
DebtSettlers.co.uk helps you understand common UK debt solutions, repayment methods and budgeting approaches. We don't offer personalised advice, and we don't store any of your details.
General information only. Not financial advice. Read our disclaimer.
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Borrowing always costs money. Please make sure you can afford the repayments before taking on new credit.
What we don't do
We don't give individual advice, recommend specific solutions for you, or store any of your personal or financial data.
Explore our resources
Find the right information and tools to help you manage debt in the UK.
Guides
Plain‑English articles about debt solutions, budgeting and your rights.
Tools
Interactive calculators and planners to explore repayment options.
Comparisons
Side‑by‑side comparisons of debt options and consolidation solutions.
Blog
Tips, insights and personal stories to guide you on your journey.
Explore your options
Browse general information on credit products, debt consolidation and formal debt solutions. We provide plain‑English overviews only — no recommendations or advice, and we never store your details.
Credit & borrowing
Understand types of credit, loans and borrowing. Compare APRs, fees and features to see what might suit you.
Debt consolidation
See how combining debts can simplify repayments. Explore loans and plans to consider your consolidation options.
Debt relief
Learn about formal solutions like IVAs, DROs, DMPs and bankruptcy. Neutral summaries to help you think through next steps.